Car Accident Lawyers by State

Why You Need a Local Car Accident Lawyer

After a car accident, you need an attorney who understands your state's specific laws. Each state has different:

• Statute of limitations: Deadlines range from 1 to 6 years
• No-fault vs at-fault rules: Affects who pays your medical bills
• Comparative negligence laws: How your settlement is reduced if you're partially at fault
• Damage caps: Some states limit pain and suffering awards
• Insurance requirements: Minimum coverage varies by state

Our network includes licensed attorneys in all 10 states. They understand local courts, local insurance companies, and local juries. Don't hire a national firm that doesn't know your state — hire a local expert.

How Our Attorney Matching Works

1. Submit your case: Fill out our free case evaluation form
2. Get matched: We connect you with licensed attorneys in your state
3. Free consultation: Speak with an attorney — no obligation
4. No fee unless you win: All attorneys in our network work on contingency

State-by-State Car Accident Laws (Quick Reference)

California

2-year statute of limitations. Pure comparative negligence (you can recover even if 99% at fault). $15k/$30k/$5k minimum insurance. No cap on damages. Use our car accident settlement calculator to estimate your CA case.

Texas

2-year statute of limitations. Modified comparative negligence (51% bar rule). $30k/$60k/$25k minimum insurance. No cap on damages.

Florida

2-year statute of limitations (reduced from 4 years in 2023). Pure comparative negligence. No-fault state — your PIP pays first. $10k PIP minimum. No cap on damages.

Georgia

2-year statute of limitations. Modified comparative negligence (50% bar rule). $25k/$50k/$25k minimum insurance. No cap on damages.

New York

3-year statute of limitations. Pure comparative negligence. No-fault state — your PIP pays first. $50k PIP minimum. No cap on damages.

North Carolina

3-year statute of limitations. Contributory negligence — you cannot recover if you're even 1% at fault. $30k/$60k/$25k minimum insurance. No cap on damages.

South Carolina

3-year statute of limitations. Modified comparative negligence (51% bar rule). $25k/$50k/$25k minimum insurance. No cap on damages.

Pennsylvania

2-year statute of limitations. Modified comparative negligence (51% bar rule). Choice state — can choose no-fault or at-fault. $15k/$30k/$5k minimum insurance. No cap on damages.

Connecticut

2-year statute of limitations. Modified comparative negligence (51% bar rule). At-fault state. $25k/$50k/$25k minimum insurance. No cap on damages.

Illinois

2-year statute of limitations. Modified comparative negligence (51% bar rule). At-fault state. $25k/$50k/$20k minimum insurance. No cap on damages.

Frequently Asked Questions About Hiring a Car Accident Lawyer

How much does a car accident lawyer cost? Most work on contingency — you pay nothing unless they win. Typical fees are 33-40% of your settlement.

Do I really need a lawyer for a minor accident? For minor accidents with no injuries, maybe not. But if you're injured — even slightly — an attorney can help ensure you're not underpaid.

How long does a car accident claim take? Most cases settle within 6-12 months. Complex cases with severe injuries can take 12-24 months.

What if the insurance company already offered me a settlement? Don't accept without consulting an attorney. The first offer is almost always too low — often 50-70% less than your case is actually worth.